– Prè AAA Prè AAA ki pa konfòm – Prè Jumbo (Montan prè ki wo) – Detay sou Prè AAA:

Apèsi sou sijè a
Limit montan prè a pi wo pase prè konvansyonèl ajans yo.
Detay
1) DTI maksimòm 43%;
2) Jiska $2 milyon dola montan prè;
3) Jiska 80% LTV maksimòm;
4) Yo obligatwa deklarasyon taks sou 2 zan;
5) Pa gen MI (Asirans Ipotèk);
6) nòt kredi 720 oswa plis;
7) rezèv 12 mwa oswa plis;
8) SFR yo, 2-4 inite yo, PUD yo, kondominyòm yo;
9) Pwodwi ki pa soti nan Ostrali.
Kisa Prè Jumbo ye?
Yon prè jumbo se yon kalite finansman ki depase limit Ajans Finansman Lojman Federal la fikse epi Fannie Mae oswa Freddie Mac pa ka achte, garanti, oswa sekirize li. Pwopriyetè kay yo dwe sibi kondisyon kredi ki pi sevè pase moun k ap aplike pou yon prè konvansyonèl. Prè jumbo yo pèmèt ou achte pwopriyete ki chè. Yon prè jumbo pa garanti pa Fannie Mae oswa Freddie Mac.
Kijan pou defini yon prè Jumbo?
An 2022, FHFA a amelyore limit prè yo pou tout kalite prè, espesyalman Prè Jumbo yo. Tanpri gade limit prè 2022 yo anba a nan Kalifòni, si montan prè ou a depase $970,800, ou kalifye pou yon prè Jumbo. Ou kapab tou chèche limit prè 2022 yo nan lòt konte yo.
Limit Prè Konte Kalifòni pou 2022:
| KONTE | 1-FANMI | 2-FANMI | 3-FANMI | 4-FANMI |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| ALPIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BOUTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KALAVÈ | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KOLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KONT KÒT LA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| NÒ | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| DORADO A | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ENPERYAL | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| OU | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KÈN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LAK | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LÈTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| BWA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MARIN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MÈSE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ORANJ | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLASER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| PLIM | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BÒ RIVYÈ | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAKRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| Sen Benèd | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| SAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN JOAKIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPO | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| SEN MATYE | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SEN BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| SANTA KLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| KWA SEN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SHASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SYÈRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Foto detay pwodwi:
Gid pwodwi ki gen rapò:
Nan mond prè ipotèk la, aksè se kle a. Platfòm ipotèk dijital nou an fèt ak konvenyans ou nan tèt. Ou ka aplike pou yon ipotèk, telechaje dokiman, epi swiv pwogrè prè ou sou entènèt, tout sa nan konfò lakay ou. Nou kreye yon eksperyans dijital kaptivan ki ba ou kontwòl, pou asire ke ou ka jere aplikasyon ipotèk ou a nan pwòp rit ou, 24 sou 24, 7 jou sou 7. – AAA Lendings Prè AAA ki pa konfòm – Prè Jumbo (Gran Montan Prè) – AAA Lendings, Pwodwi a pral apwovizyone nan tout mond lan, tankou: Monako, Tiki, Bèlen, Nou gen yon bon repitasyon pou solisyon kalite siperyè, byen akeyi pa kliyan lakay ak aletranje. Konpayi nou an pral gide pa lide pou kanpe sou mache lokal yo, antre nan mache entènasyonal yo. Nou sensèman espere ke nou ka fè biznis ak kliyan ni lakay ni aletranje. Nou espere koperasyon sensè ak devlopman komen!
Pa Zoe soti Zurich - 2018.03.03 13:09 Direktè lavant lan gen anpil pasyans, nou te kominike avè l anviwon twa jou anvan nou te deside kolabore, finalman, nou trè satisfè ak koperasyon sa a!
Pa Maud soti Malta - 2018.11.11 19:52 





