Apèsi konplè Doc Jumbo
Full Doc JumboMontan prè a depase limit pou yon prè konvansyonèl konfòm.
Pousantaj:KLIKE LA
Pwen esansyèl pwogram Doc Jumbo konplè
Premye 30 ane fiks & 10/6 ARM
1) Max.LTV 80% pou achte;Max.LTV 70% pou C/O;
2) Max.Kantite prè $3.0M;
3) Min.12 mwa rezèv sou PITIA;
4) Min.FICO 720.
Elaji 30 ane fiks
1) Prè Amt $400K ~ $4.0M
2) Max DTI jiska 50%
Elite Jumbo (5/6 ARM, 7/6 ARM) * Pwogram sa a se an detay sèlman.
Depo ak enterè.Plis depo, pi ba to!
Depo yo se pou yon CD 12 mwa (yo dwe kenbe nan yon kont ki deziyen AAA).
Enterè varye selon dat ouvèti a.Pousantaj la te 4.25% sou 12/08/2023.
Depo minimòm lan se20%nan kantite lajan prè a.
1) Max.Kantite prè $4.0M
2) Max.DTI 45%
3) Min.FICO 700
KLIKE LApou jwenn limit LTV & FICO ak plis detay sou Matrix la.
Sou entènèt jwèt Jumbo Flyer
Nouvèl ak Videyo
Elit Jumbo Loans: Kote Luxury satisfè Abòdab
Navigasyon konplè Doc Jumbo Loans: Yon Gid reyèl pou Achtè ki gen nòt FICO ki ba➡Videyo
Maksimize Envestisman Imobilye ak tout prè Doc Jumbo: Pwen Enpòtan sou kondo ki pa ajans 30 ane fiks ak ki pa garanti.➡Videyo
Navigasyon Full Doc Jumbo Loans: Wòl kritik nan jere ipotèk peman an reta➡Videyo
Ki sa ki se Jumbo Loan?
Yon prè jumbo se yon kalite finansman ki depase limit yo fikse pa Ajans Federal Finans Lojman an epi Fannie Mae oswa Freddie Mac pa kapab achte, garanti oswa sekirize.Pwopriyetè kay yo dwe sibi kondisyon kredi ki pi sevè pase moun k ap aplike pou yon prè konvansyonèl yo.Prè Jumbo pèmèt ou achte pwopriyete chè.Fannie Mae oswa Freddie Mac pa sipòte yon prè jumbo.
An 2024, FHFA amelyore limit prè pou tout kalite prè, espesyalman Jumbo Loans.Tanpri gade anba a limit prè 2024 nan Kalifòni.
Limit prè 2024 nan konte Kalifòni
| KONTE | 1-Limit inite | 2-Limit inite | 3-Limit inite | 4-Limit inite |
| ALAMEDA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ALPINE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AMADOR | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUTTE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALAVERAS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLUSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KONTRA COSTA | $1,149,825 | $1,472,250 | $1,186,350 | $2,211,600 |
| DEL NORTE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EL DORADO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRESNO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLENN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUMBOLDT | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ENPERYAL | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| INYO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KERN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAK | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LASSEN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOS ANGELES | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MADERA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARIN | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MARIPOSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MENDOCINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERED | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MODOC | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTEREY | $920,000 | $1,177,750 | $1,423,650 | $1,769,250 |
| NAPA | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| NEVADA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ZORANJ | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| PLACER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PLUMA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RIVERSIDE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SACRAMENTO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN BENITO | $1,149,825 | $1,472,250 | $1,779,525c | $2,211,600 |
| SAN BERNARDINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN DIEGO | $1,006,250 | $1,288,200 | $1,557,150 | $1,935,150 |
| SANN FRANSISKO | $1,149,825 | $1,472,250 | $1,779,525 | $1,867,275 |
| SAN JOAQUIN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN LWI OBISPO | $929,200 | $1,189,550 | $1,437,900 | $1,786,950 |
| SAN MATEO | $1,149,825 | $1,394,775 | $1,779,525 | $2,211,600 |
| SANTA BARBARA | $838,350 | $1,073,250 | $1,297,300 | $1,612,250 |
| SANTA KLARA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SANTA CRUZ | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SHASTA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SIERRA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SISKIYOU | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOLANO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SONOMA | $877,450 | $1,123,300 | $1,357,800 | $1,687,450 |
| STANISLAUS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUTTER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TEHAMA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TRINITE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TULARE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TUOLUMNE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VENTURA | $954,500 | $1,221,950 | $1,477,050 | $1,835,600 |
| YOLO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YUBA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
