– Prè AAA Prè AAA ki pa konfòm – Prè Jumbo (Montan prè ki wo) – Detay sou Prè AAA:

Apèsi sou sijè a
Limit montan prè a pi wo pase prè konvansyonèl ajans yo.
Detay
1) DTI maksimòm 43%;
2) Jiska $2 milyon dola montan prè;
3) Jiska 80% LTV maksimòm;
4) Yo obligatwa deklarasyon taks sou 2 zan;
5) Pa gen MI (Asirans Ipotèk);
6) nòt kredi 720 oswa plis;
7) rezèv 12 mwa oswa plis;
8) SFR yo, 2-4 inite yo, PUD yo, kondominyòm yo;
9) Pwodwi ki pa soti nan Ostrali.
Kisa Prè Jumbo ye?
Yon prè jumbo se yon kalite finansman ki depase limit Ajans Finansman Lojman Federal la fikse epi Fannie Mae oswa Freddie Mac pa ka achte, garanti, oswa sekirize li. Pwopriyetè kay yo dwe sibi kondisyon kredi ki pi sevè pase moun k ap aplike pou yon prè konvansyonèl. Prè jumbo yo pèmèt ou achte pwopriyete ki chè. Yon prè jumbo pa garanti pa Fannie Mae oswa Freddie Mac.
Kijan pou defini yon prè Jumbo?
An 2022, FHFA a amelyore limit prè yo pou tout kalite prè, espesyalman Prè Jumbo yo. Tanpri gade limit prè 2022 yo anba a nan Kalifòni, si montan prè ou a depase $970,800, ou kalifye pou yon prè Jumbo. Ou kapab tou chèche limit prè 2022 yo nan lòt konte yo.
Limit Prè Konte Kalifòni pou 2022:
| KONTE | 1-FANMI | 2-FANMI | 3-FANMI | 4-FANMI |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| ALPIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BOUTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KALAVÈ | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KOLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KONT KÒT LA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| NÒ | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| DORADO A | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ENPERYAL | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| OU | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KÈN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LAK | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LÈTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| BWA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MARIN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MÈSE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ORANJ | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLASER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| PLIM | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BÒ RIVYÈ | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAKRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| Sen Benèd | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| SAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN JOAKIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPO | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| SEN MATYE | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SEN BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| SANTA KLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| KWA SEN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SHASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SYÈRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Foto detay pwodwi:
Gid pwodwi ki gen rapò:
Nou konprann yon ipotèk se pa sèlman yon tranzaksyon finansye men yon desizyon enpòtan nan lavi. Konsantre nou sou kliyan an vle di nou pa sèlman konsidere chif yo; nou konsidere istwa inik ou, aspirasyon ou ak objektif finansye ou. Ekspè ipotèk nou yo pran tan pou konprann vwayaj pèsonèl ou, pou asire ke ou resevwa yon solisyon ipotèk ki aliyen ak vizyon ou pou lavni. – AAA Lendings Prè AAA ki pa konfòm – Prè Jumbo (Montan prè ki wo) – AAA Lendings, Pwodwi a pral apwovizyone nan tout mond lan, tankou: Tchèk, Johor, Liksanbou. Nou kwè nan kalite ak satisfaksyon kliyan ki reyalize pa yon ekip moun ki trè devwe. Ekip konpayi nou an, avèk itilizasyon teknoloji dènye kri, delivre pwodwi kalite san defo ke kliyan nou yo atravè lemond adore ak apresye.
Pa Faithe soti nan Nòvèj - 2017.12.31 14:53 Nan Lachin, nou te achte plizyè fwa, fwa sa a se fwa ki gen plis siksè e ki pi satisfezan, yon manifakti Chinwa sensè e serye!
Pa Ellen soti nan Azerbaydjan - 2018.09.29 17:23 







