– Prè AAA Prè AAA ki pa konfòm – Prè Jumbo (Montan prè ki wo) – Detay sou Prè AAA:

Apèsi sou sijè a
Limit montan prè a pi wo pase prè konvansyonèl ajans yo.
Detay
1) DTI maksimòm 43%;
2) Jiska $2 milyon dola montan prè;
3) Jiska 80% LTV maksimòm;
4) Yo obligatwa deklarasyon taks sou 2 zan;
5) Pa gen MI (Asirans Ipotèk);
6) nòt kredi 720 oswa plis;
7) rezèv 12 mwa oswa plis;
8) SFR yo, 2-4 inite yo, PUD yo, kondominyòm yo;
9) Pwodwi ki pa soti nan Ostrali.
Kisa Prè Jumbo ye?
Yon prè jumbo se yon kalite finansman ki depase limit Ajans Finansman Lojman Federal la fikse epi Fannie Mae oswa Freddie Mac pa ka achte, garanti, oswa sekirize li. Pwopriyetè kay yo dwe sibi kondisyon kredi ki pi sevè pase moun k ap aplike pou yon prè konvansyonèl. Prè jumbo yo pèmèt ou achte pwopriyete ki chè. Yon prè jumbo pa garanti pa Fannie Mae oswa Freddie Mac.
Kijan pou defini yon prè Jumbo?
An 2022, FHFA a amelyore limit prè yo pou tout kalite prè, espesyalman Prè Jumbo yo. Tanpri gade limit prè 2022 yo anba a nan Kalifòni, si montan prè ou a depase $970,800, ou kalifye pou yon prè Jumbo. Ou kapab tou chèche limit prè 2022 yo nan lòt konte yo.
Limit Prè Konte Kalifòni pou 2022:
| KONTE | 1-FANMI | 2-FANMI | 3-FANMI | 4-FANMI |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| ALPIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BOUTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KALAVÈ | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KOLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KONT KÒT LA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| NÒ | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| DORADO A | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ENPERYAL | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| OU | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KÈN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LAK | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LÈTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| BWA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MARIN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MÈSE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ORANJ | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLASER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| PLIM | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BÒ RIVYÈ | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAKRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| Sen Benèd | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| SAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN JOAKIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPO | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| SEN MATYE | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SEN BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| SANTA KLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| KWA SEN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SHASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SYÈRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Foto detay pwodwi:
Gid pwodwi ki gen rapò:
Angajman nou anvè transparans ale pi lwen pase premye etap pwosesis ipotèk la. Nou asire w ke ou byen konprann kondisyon ipotèk ou a, tankou to enterè yo, frè yo ak depans pou fèmti a. Pa gen sipriz nan jou fèmti a. Nou angaje pou ba ou eksplikasyon senp, san jagon, pou ou ka navige avèk konfyans nan aspè finansye acha oswa refinanseman kay ou a. – AAA Lendings Prè AAA ki pa konfòm – Prè Jumbo (Gwo Montan Prè) – AAA Lendings, Pwodwi a pral apwovizyone nan tout mond lan, tankou: Sri Lanka, Wòm, Namibi, Nou vle satisfè demand kliyan nou yo atravè lemond. Gam pwodwi ak sèvis nou yo ap agrandi kontinyèlman pou satisfè egzijans kliyan yo. Nou akeyi nouvo ak ansyen kliyan nan tout kouch sosyal pou kontakte nou pou relasyon biznis nan lavni epi pou reyalize siksè mityèl!
Pa Matthew soti Lityani - 2017.02.28 14:19 Kalite matyè premyè founisè sa a estab e serye, li te toujou an akò ak egzijans konpayi nou an pou bay machandiz ki satisfè egzijans nou yo nan bon jan kalite.
Pa Alexandra soti Liberya - 2017.08.16 13:39 






