– Prè AAA Prè AAA ki pa konfòm – Prè Jumbo (Montan prè ki wo) – Detay sou Prè AAA:

Apèsi sou sijè a
Limit montan prè a pi wo pase prè konvansyonèl ajans yo.
Detay
1) DTI maksimòm 43%;
2) Jiska $2 milyon dola montan prè;
3) Jiska 80% LTV maksimòm;
4) Yo obligatwa deklarasyon taks sou 2 zan;
5) Pa gen MI (Asirans Ipotèk);
6) nòt kredi 720 oswa plis;
7) rezèv 12 mwa oswa plis;
8) SFR yo, 2-4 inite yo, PUD yo, kondominyòm yo;
9) Pwodwi ki pa soti nan Ostrali.
Kisa Prè Jumbo ye?
Yon prè jumbo se yon kalite finansman ki depase limit Ajans Finansman Lojman Federal la fikse epi Fannie Mae oswa Freddie Mac pa ka achte, garanti, oswa sekirize li. Pwopriyetè kay yo dwe sibi kondisyon kredi ki pi sevè pase moun k ap aplike pou yon prè konvansyonèl. Prè jumbo yo pèmèt ou achte pwopriyete ki chè. Yon prè jumbo pa garanti pa Fannie Mae oswa Freddie Mac.
Kijan pou defini yon prè Jumbo?
An 2022, FHFA a amelyore limit prè yo pou tout kalite prè, espesyalman Prè Jumbo yo. Tanpri gade limit prè 2022 yo anba a nan Kalifòni, si montan prè ou a depase $970,800, ou kalifye pou yon prè Jumbo. Ou kapab tou chèche limit prè 2022 yo nan lòt konte yo.
Limit Prè Konte Kalifòni pou 2022:
| KONTE | 1-FANMI | 2-FANMI | 3-FANMI | 4-FANMI |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| ALPIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BOUTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KALAVÈ | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KOLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KONT KÒT LA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| NÒ | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| DORADO A | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ENPERYAL | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| OU | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KÈN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LAK | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LÈTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| BWA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MARIN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MÈSE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ORANJ | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLASER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| PLIM | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BÒ RIVYÈ | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAKRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| Sen Benèd | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| SAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN JOAKIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPO | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| SEN MATYE | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SEN BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| SANTA KLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| KWA SEN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SHASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SYÈRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Foto detay pwodwi:
Gid pwodwi ki gen rapò:
Pou anpil nan kliyan nou yo, yon ipotèk se plis pase yon senp tranzaksyon finansye; se yon gwo etap enpòtan nan lavi. Kit ou se yon premye fwa k ap achte yon kay oswa yon envestisè byen imobilye ki gen eksperyans, nou abòde chak aplikasyon avèk swen ak atansyon li merite. Nou pran tan pou nou konprann objektif ak aspirasyon ou yo, pou asire ke ipotèk ou a aliyen ak vizyon ou pou lavni ou. – AAA Lendings Prè AAA ki pa konfòm – Prè Jumbo (Gwo montan prè) – AAA Lendings, Pwodwi a pral apwovizyone nan tout mond lan, tankou: Zanbi, Myanma, Moldavi, nou konte sou pwòp avantaj nou yo pou konstwi yon mekanis komès mityèl ak patnè kowoperativ nou yo. Kòm rezilta, kounye a nou te genyen yon rezo lavant mondyal ki rive nan Mwayen Oryan, Tiki, Malezi ak Vyetnam.
Pa Mike soti Rio de Janeiro - 2018.05.13 17:00 Founisè sa a ofri pwodwi kalite siperyè men a pri ki ba, li se vrèman yon bon manifakti ak patnè biznis.
Pa Juliet soti Bangladèch - 2017.09.22 11:32 





