– Prè AAA Prè AAA ki pa konfòm – Prè Jumbo (Montan prè ki wo) – Detay sou Prè AAA:

Apèsi sou sijè a
Limit montan prè a pi wo pase prè konvansyonèl ajans yo.
Detay
1) DTI maksimòm 43%;
2) Jiska $2 milyon dola montan prè;
3) Jiska 80% LTV maksimòm;
4) Yo obligatwa deklarasyon taks sou 2 zan;
5) Pa gen MI (Asirans Ipotèk);
6) nòt kredi 720 oswa plis;
7) rezèv 12 mwa oswa plis;
8) SFR yo, 2-4 inite yo, PUD yo, kondominyòm yo;
9) Pwodwi ki pa soti nan Ostrali.
Kisa Prè Jumbo ye?
Yon prè jumbo se yon kalite finansman ki depase limit Ajans Finansman Lojman Federal la fikse epi Fannie Mae oswa Freddie Mac pa ka achte, garanti, oswa sekirize li. Pwopriyetè kay yo dwe sibi kondisyon kredi ki pi sevè pase moun k ap aplike pou yon prè konvansyonèl. Prè jumbo yo pèmèt ou achte pwopriyete ki chè. Yon prè jumbo pa garanti pa Fannie Mae oswa Freddie Mac.
Kijan pou defini yon prè Jumbo?
An 2022, FHFA a amelyore limit prè yo pou tout kalite prè, espesyalman Prè Jumbo yo. Tanpri gade limit prè 2022 yo anba a nan Kalifòni, si montan prè ou a depase $970,800, ou kalifye pou yon prè Jumbo. Ou kapab tou chèche limit prè 2022 yo nan lòt konte yo.
Limit Prè Konte Kalifòni pou 2022:
| KONTE | 1-FANMI | 2-FANMI | 3-FANMI | 4-FANMI |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| ALPIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BOUTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KALAVÈ | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KOLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KONT KÒT LA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| NÒ | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| DORADO A | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ENPERYAL | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| OU | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KÈN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LAK | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LÈTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| BWA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MARIN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MÈSE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ORANJ | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLASER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| PLIM | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BÒ RIVYÈ | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAKRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| Sen Benèd | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| SAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN JOAKIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPO | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| SEN MATYE | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SEN BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| SANTA KLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| KWA SEN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SHASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SYÈRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Foto detay pwodwi:
Gid pwodwi ki gen rapò:
Planifikasyon avni finansye ou kòmanse avèk bon patnè ipotèk la, epi nan AAA LENDINGS, nou angaje pou ede ou reyalize rèv ou yo. Nou konprann ke vwayaj la pou vin pwopriyetè kay la kapab enteresan men tou redoutable. Pwofesyonèl ki gen eksperyans nou yo se plis pase jis ekspè ipotèk; yo se alye finansye ou yo. Yo disponib pou diskite sou objektif ou yo, evalye sitiyasyon finansye ou, epi ba ou konsèy pèsonalize ki kapte atansyon ou. Nou fyè dèske nou se men gid ki ba ou pouvwa pou pran desizyon enfòme sou avni ou. – AAA Lendings Prè AAA ki pa konfòm – Prè Jumbo (Montan Prè ki wo) – AAA Lendings, Pwodwi a pral apwovizyone nan tout mond lan, tankou: Ekwatè, Bilgari, Tadjikistan, Enstalasyon byen ekipe nou yo ak ekselan kontwòl kalite nan tout etap pwodiksyon an pèmèt nou garanti satisfaksyon total kliyan. Si w enterese nan nenpòt nan pwodwi nou yo oswa ou ta renmen diskite sou yon lòd pèsonalize, tanpri ou lib pou kontakte m. Nou ap chèche pou pi devan pou fòme yon relasyon biznis siksè ak nouvo kliyan atravè mond lan.
Pa Gloria soti Turin - 2018.10.09 19:07 Varyete pwodwi a konplè, bon kalite e li pa chè, livrezon an rapid e transpò a an sekirite, trè bon, nou kontan kolabore ak yon konpayi ki gen bon repitasyon!
Pa Marguerite soti Ekwatè - 2018.12.11 14:13 




