– Prè Jumbo AAA Lendings – Detay sou Prè AAA yo:

Apèsi sou sijè a
Montan prè a depase limit pou yon prè konfòm konvansyonèl.
Pwen Enpòtan Pwogram nan
30 ane fiks
1) Ou ka itilize revni lokasyon avèk 2 zan eksperyans pwopriyetè a;
2) Pa bezwen asirans ipotèk;
3) Maksimòm. DTI 45%;
4) LTV maksimòm 85% pou acha ak R/T; LTV maksimòm 75% pou C/O;
5) Kantite maksimòm pwopriyete finanse: ① Prensipal – Pa gen limit, ② Dezyèm ak pwopriyete envestisman – Maksimòm 20;
6) Montan Prè Maksimòm $3.0M;
7) Montan maksimòm pou retire lajan kach $500,000;
8) Minimòm 12 mwa rezèv sou PITIA;
9) Minimòm. FICO 680.
* Montan Prè Minimòm:MaksimòmLimit Prè Jeneral Fannie Mae +$1
10/6 BRA
1) Minimòm. FICO 720;
2) Minimòm 12 mwa rezèv sou PITIA;
3) Maksimòm. Valè lavi a (LTV) 80%;
4) Montan Prè Maksimòm $3.0M;
5) Maksimòm kantite lajan kach retire $350,000;
6) 1-4 Inite: Prensipal;
7) 1 Inite: 2èm kay ak pwopriyete envestisman;
8) Acha & R/T Refi & C/O Refi.
7/6 BRA
1) Minimòm. FICO 700;
2) Minimòm 6 mwa rezèv sou PITIA;
3) Maksimòm. Valè lavi a (LTV) 89.99%;
4) Montan Prè Maksimòm $2.5M;
5) Maksimòm kantite lajan kach retire $750,000;
6) 1 Inite & 2 Inite;
7) Pwopriyete prensipal ak dezyèm kay;
8) Acha & R/T Refi & C/O Refi.
Kisa Prè Jumbo ye?
Yon prè jumbo se yon kalite finansman ki depase limit Ajans Finansman Lojman Federal la fikse epi Fannie Mae oswa Freddie Mac pa ka achte, garanti, oswa sekirize li. Pwopriyetè kay yo dwe sibi kondisyon kredi ki pi sevè pase moun k ap aplike pou yon prè konvansyonèl. Prè jumbo pèmèt ou achte pwopriyete ki chè. Yon prè jumbo pa garanti pa Fannie Mae oswa Freddie Mac.
An 2022, FHFA a amelyore limit prè pou tout kalite prè, espesyalman Prè Jumbo. Tanpri gade limit prè 2022 yo anba a nan Kalifòni, si montan prè ou a depase $970,800, ou kalifye pou yon prè Jumbo.
Limit Prè 2022 nan Konte Kalifòni yo
| KONTE | 1-FANMI | 2-FANMI | 3-FANMI | 4-FANMI |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| ALPIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BOUTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KALAVÈ | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KOLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KONT KÒT LA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| NÒ | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| DORADO A | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ENPERYAL | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| OU | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KÈN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LAK | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LÈTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| BWA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MARIN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MÈSE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ORANJ | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLASER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| PLIM | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BÒ RIVYÈ | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAKRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| Sen Benèd | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| SAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN JOAKIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPO | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| SEN MATYE | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SEN BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| SANTA KLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| KWA SEN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SHASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SYÈRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Foto detay pwodwi:
Gid pwodwi ki gen rapò:
Nou konprann yon ipotèk se pa sèlman yon tranzaksyon finansye men yon desizyon enpòtan nan lavi. Konsantrasyon nou sou kliyan an vle di nou pa sèlman konsidere chif yo; nou konsidere istwa inik ou, aspirasyon ou ak objektif finansye ou. Ekspè ipotèk nou yo pran tan pou konprann vwayaj pèsonèl ou, pou asire ke ou resevwa yon solisyon ipotèk ki aliyen ak vizyon ou pou lavni. – AAA Lendings Jumbo Loan – AAA Lendings, Pwodwi a ap apwovizyone toupatou nan mond lan, tankou: Nepal, Amstèdam, Durban. Pandan kèk ane sa yo, nou sèvi kliyan nou yo onètman avèk Kalite An Premye, Entegrite An Premye, Livrezon Alè, sa ki fè nou gen yon repitasyon ekselan ak yon pòtfolyo sèvis kliyan enpresyonan. N ap tann pou n travay avèk ou kounye a!
Pa Rosalind soti Kayiro - 2018.06.28 19:27 Livrezon alè, aplikasyon strik nan dispozisyon kontra machandiz yo, rankontre sikonstans espesyal, men tou kolabore aktivman, yon konpayi ou ka fè konfyans!
Pa Rae soti Florence - 2018.10.01 14:14 






